The Consistent Investor Archive

A collection of insights and strategies by Samuel Lilly, Founder of MoveOn LLC.

Consistency. Cash Flow. Growth

Welcome to the official Consistent Investor Archive.
Here you’ll find past newsletters, reports, and insights from my personal investing journey — covering income, growth, and speculation within the 50/35/15 framework.

Each letter shares lessons from real portfolio management, financial consistency, and the pursuit of cash flow and growth.

Letter #22 --- The Cantillon Effect - What It Means To Investor

https://open.substack.com/pub/samuellilly/p/the-cantillon-effect-what-it-means?r=6kcdyy&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true

Letter #21 ----- The Cantillon Effect - Part #3 The Quiet Tax

https://open.substack.com/pub/samuellilly/p/the-cantillon-effect-part-3?r=6kcdyy&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true

Letter #20 -----The Cantillon Effect - Inflation Part #2

https://open.substack.com/pub/samuellilly/p/the-cantillon-effect-inflation-part?r=6kcdyy&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true

Letter 19 ------ The Cantillon Effect - Money Part #1

https://open.substack.com/pub/samuellilly/p/the-cantillon-effect-money-part-1?r=6kcdyy&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true

Letter 18 ----- Understanding Liquidity: Where Money Come From And Why Its Matter

https://samuellilly.substack.com/p/understanding-liquidity-where-money?r=6kcdyy

Letter 17 -----Managing a Portfolio: Staying Consistent After Setup

https://samuellilly.substack.com/p/managing-a-portfolio-staying-consistent?r=6kcdyy

Letter 16----How to Build Your First Portfolio with the 50/35/15 Plan

https://samuellilly.substack.com/p/how-to-build-your-first-portfolio?r=6kcdyy

Letter 15----Cash Flow strategies for Beginners

https://open.substack.com/pub/samuellilly/p/cash-flow-strategies-for-beginners?r=6kcdyy&utm_campaign=post&utm_medium=web&showWelcomeOnShare=tru

Letter 14 -----The Psychology of Consistency: Why Your Mindset Determines Your Wealth

https://samuellilly.substack.com/p/the-psychology-of-consistency-why?r=6kcdyy

Letter 13 ----- Understanding Where you invest

https://open.substack.com/pub/samuellilly/p/understanding-where-you-invest-brokerages?r=6kcdyy&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true

Letter 12 ---- The 50/35/15 Club Portfolio

https://open.substack.com/pub/samuellilly/p/503515-club-portfolio?r=6kcdyy&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true

Letter 11 ----- Special Segment: Mortgage Strategies & Financial Independence

https://theconsistinvestor.substack.com/p/Mortgage-Strategies

Letter 10 ----- Crypto for the Conservative Investor

https://theconsistentinvestor.substack.com/p/the-crypto-for-the-conservative

Letter 9 — The Power of Patience

https://theconsistentinvestor.substack.com/p/the-power-of-patience

Letter 8 — Variable Yields: The Hidden Risk Behind High Rates

https://theconsistentinvestor.substack.com/p/variable-yields

Letter 7 — Cash on the Sidelines: When Waiting Pays More Than Acting

https://theconsistentinvestor.substack.com/p/cash-on-the-sidelines

Letter 6 — Interest Rate Cycles Explained

https://theconsistentinvestor.substack.com/p/interest-rate-cycles

Letter 5 — Crypto Deep Dive: Bitcoin, Stablecoins & Self-Custody

https://theconsistentinvestor.substack.com/p/crypto-deep-dive

Letter 4 — Generating Income With Covered Calls

https://theconsistentinvestor.substack.com/p/covered-calls-income

Letter 3 — Building Reliable Income

https://theconsistentinvestor.substack.com/p/building-reliable-income

Letter 2 — Speculation Without Stress

https://theconsistentinvestor.substack.com/p/speculation-without-stress

Letter 1 — Build Income & Growth That Lasts

https://theconsistentinvestor.substack.com/p/build-income-and-growth