The Consistent Investor Archive
A collection of insights and strategies by Samuel Lilly, Founder of MoveOn LLC.
Consistency. Cash Flow. Growth
Welcome to the official Consistent Investor Archive.
Here you’ll find past newsletters, reports, and insights from my personal investing journey — covering income, growth, and speculation within the 50/35/15 framework.
Each letter shares lessons from real portfolio management, financial consistency, and the pursuit of cash flow and growth.
Newsletter #27 - Mar 22, 2026 ------ Broken Money Part 5 Conclusion
Newsletter #26 - Mar 19, 2026 ------ Broken Money Part 4
Newsletter #25 - Mar 12, 2026 ------ Broken Money Part 3
Newsletter #24 - Mar 5, 2026 ------ Broken Money Part 2
https://samuellilly.substack.com/p/broken-money-part-2?r=6kcdyy
Newsletter #23 - Feb 26, 2026 ------ Broken Money Part 1
https://samuellilly.substack.com/p/broken-money-part-1
Newsletter #22 - Feb 19, 2026 ------ The Cantillon Effect - What It Means To Investor - Conclusion
https://samuellilly.substack.com/p/the-cantillon-effect-what-it-means?r=6kcdyy
Newsletter #21 - Feb 11, 2026 ------ The Cantillon Effect - Part #3 The Quiet Tax
https://samuellilly.substack.com/p/the-cantillon-effect-part-3?r=6kcdyy
Newsletter #20 - Feb 5, 2026 ------ The Cantillon Effect - Inflation Part #2
https://samuellilly.substack.com/p/the-cantillon-effect-inflation-part?r=6kcdyy
Newsletter #19 - Jan 29, 2026 ------ The Cantillon Effect - Money Part #1
https://samuellilly.substack.com/p/the-cantillon-effect-money-part-1?r=6kcdyy
Newsletter #18 Jan 19, 2026 ------ Understanding Liquidity: Where Money Come From And Why It Matters
https://samuellilly.substack.com/p/understanding-liquidity-where-money?r=6kcdyy
Newsletter #17 Jan 1, 2026 ------ Managing a Portfolio: Staying Consistent After Setup
https://samuellilly.substack.com/p/managing-a-portfolio-staying-consistent?r=6kcdyy
Newsletter #16 Jan 8, 2026 ----- How to Build Your First Portfolio with the 50/35/15 Plan
https://samuellilly.substack.com/p/how-to-build-your-first-portfolio?r=6kcdyy
Newsletter #15 - Jan 1, 2026 ------ Cash Flow strategies for Beginners
https://samuellilly.substack.com/p/cash-flow-strategies-for-beginners?r=6kcdyy
Newsletter #14 - Dec 24, 2025 --The Psychology of Consistency: Why Your Mindset Determines Your Wealth
https://samuellilly.substack.com/p/the-psychology-of-consistency-why?r=6kcdyy
Newsletter #13 - Dec 18, 2025 ------ Understanding Where You Invest
https://samuellilly.substack.com/p/understanding-where-you-invest-brokerages?r=6kcdyy
Newsletter #12 - Dec 11, 2025 ------ The 50/35/15 Club Portfolio
https://samuellilly.substack.com/p/503515-club-portfolio?r=6kcdyy
Newsletter #11 - Dec 4, 2025 ------ Special Segment: Mortgage Strategies & Financial Independence
https://samuellilly.substack.com/p/special-segment-mortgage-strategies?r=6kcdyy
Newsletter #10 - Nov 26, 2025 — The Power of Patience
https://samuellilly.substack.com/p/the-power-of-patience-why-waiting?r=6kcdyy
Newsletter #9 - Nov 13, 2025 ------Variable Yields: The Hidden Risk Behind High Rates
https://samuellilly.substack.com/p/variable-yields-the-hidden-risks?r=6kcdyy
Newsletter #8 - Nov 6, 2025 ------ Dividends That Grow
https://samuellilly.substack.com/p/dividends-that-grow?r=6kcdyy
Newsletter #7 - October 23, 2026 ------ Crypto for the Conservative Investor
https://samuellilly.substack.com/p/crypto-for-the-conservative-investor?r=6kcdyy
Newsletter #6 - Oct 30,, 2026 — Cash on the Sidelines: When Waiting Pays More Than Acting
https://samuellilly.substack.com/p/cash-on-the-sidelines-when-waiting?r=6kcdyy
Newsletter #5 - Oct 23, 2025 — Crypto Deep Dive: Bitcoin, Stablecoins & Self-Custody
https://samuellilly.substack.com/p/crypto-deep-dive-bitcoin-stablecoins?r=6kcdyy
Newsletter #4 - Oct 16, 2025 — Generating Income With Covered Calls
https://samuellilly.substack.com/p/turning-stocks-into-paychecks?r=6kcdyy
Newsletter #3 - Oct 9, 2026 — Building Reliable Income - The 50% That keeps You Grounded
https://samuellilly.substack.com/p/the-35-that-keeps-you-grounded?r=6kcdyy
Newsletter #2 - Oct 2,2025 — Speculation Without Stress
https://samuellilly.substack.com/p/speculation-without-stress?r=6kcdyy
Newsletter #1 - Sept 26, 2025 — The Consistent Investor - 50/35/15 Portfolio - Income That Last
https://samuellilly.substack.com/p/the-consistent-investor?r=6kcdyy